May 28, 2026
Are Trump Accounts a good idea — or just another financial product being sold as a plan?
In this episode, Curtis May breaks down Trump Accounts from a Practical Wealth and principle-based planning perspective. These accounts may help children begin saving and investing, and eligible children may receive a one-time $1,000 government contribution. But Curtis explains why one account does not replace cash flow control, liquidity, protection, and a real family financial system.
The real question is not, “Should I open a Trump Account?”
The better question is:
Do I have a financial system that gives my family control?
At Practical Wealth, we help families and business owners find money they are losing unknowingly and unnecessarily, then redirect that money toward cash flow, protection, liquidity, private reserve building, and legacy.
Visit: PracticalWealth.net
Book a Financial Freedom Session or strategy call to start building
a financial system that gives you more control.
00:00 — Introduction: Why
Curtis is talking about Trump Accounts
00:35 — Initial reaction: The government does not create
wealth
01:10 — Trump Accounts: Good idea, but not a complete financial
plan
01:45 — What Trump Accounts are and who may qualify
02:45 — Why an account is not the same as a strategy
03:35 — Statement wealth vs. real financial control
04:30 — The missing conversation: cash flow
05:20 — Where Trump Accounts may fit in a family
plan
06:10 — Questions families should ask first
07:00 — Positive monthly cash flow and emergency
liquidity
07:50 — Proper life insurance protection
08:30 — Wealth transfers: Where your money is
leaking
09:45 — Mortgage, taxes, retirement plans, insurance, college, and
major purchases
11:00 — Why you finance everything you buy
12:00 — Find the money you are losing unknowingly and
unnecessarily
12:45 — Building a private reserve and becoming your own
banker
13:45 — The goal is not more accounts — it is more
control
14:30 — Final takeaway: Trump Accounts can help, but they do not
replace a financial system
15:15 — Practical Wealth call to action