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Sep 16, 2020

Curtis and Lindsay discuss the state of the mortgage industry during the "pandemic", what is mortgage insurance and why it helps. Lindsey Johnson currently serves as President of U.S. Mortgage Insurers (USMI). USMI is the nation’s leading private mortgage insurance association private mortgage insurance association, comprising five of the six U.S. mortgage insurance companies in the country. As President of USMI, Lindsey works with member companies to advance the value of private mortgage insurance (MI) to borrowers and taxpayers and to promote a sustainable housing finance system backed by private capital. 


Curtis’s motto is that what you learn today and how you position yourself will determine your future financial well-being 5, 10, 20 years from today. To learn more about how to manage your wealth in a practical way, visit


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Show Notes

  • About mortgage insurance - 4:54
  • The myth of the 20% down payment - 6:18
  • Mortgage insurance payments - 8:01
  • Know your options - 8:46
  • What happens today with the pandemic - 13:22
  • The pandemic crisis - 16:07
  • The impact of the virus - 20:14
  • Down payments do matter - 21:09
  • Putting your capital at risk - 24:03
  • Qualifying for a mortgage - 26:22
  • How to build your credit - 28:18
  • Understanding your credit score and savings rate - 28:38
  • Being curious about the mortgage industry - 35:09


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